Debt-free living and a guilt-free eggnog

Ah the holidays. The hustle and bustle. If you happen to live somewhere in the world where things are pretty quiet right now, count yourself blessed. What do I mean by that?

Well, at the same time I'm trying to muster up some holiday cheer, I also need to be thinking about my new-year's resolutions - January is just around the corner after all - and quite frankly there's just nothing cheery about setting goals.

But alas, it has to be done. So now I'm working hard to get my plans in place for 2007 before Christmas day rolls around. Maybe then I can enjoy a guilt-free eggnog without the worry of what I want to accomplish in the next 365 days.

So what did you accomplish in 2006? What would you like to do different in 2007? Anything new? If finances are on your mind, I'd suggest setting some goals straight away and start the new year right with a resolution to spend less, save more and enjoy peace and good cheer the whole year through! That's on my agenda for sure.

Don't delay, set those goals today!