Poor credit rating? - Don't sweat it!

A lot of people fret and worry about their credit rating almost as if it is the sole determinant of their net worth. Listen, it may be true that you are what you eat and you are what you drive, but you are not what your credit rating is.

Let me put the infamous credit rating into perspective for you: it is a DEBT score. A numerical value given to those who have debt and valuing how well they are managing that debt. Care to guess how good a score you'd have being debt-free?

When you don't have any debts, your DEBT score might be terrible, but WHO CARES! Your money is all yours to do with as you want.

Don't worry at all about the "precious" credit rating. When you aiming for freedom from debt, what do you need a debt score for?

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A smarter way to manage your money